Sanibel Captiva Community Bank Expands Business Lending to SBA Loans

provided to The Santiva Chronicle

Lee Golden, Senior VP

Sanibel Captiva Community Bank has expanded its business lending services to include Small Business Administration loan products, including SBA 7(a) and 504 loans and SBA express lines of credit.

SBA loans are secured, government-backed loans that offer more versatility for business owners and can be used to purchase land or buildings, cover new construction, finance equipment or other supplies or acquire an existing business.

“For many small business owners, finding the right source of funding can be difficult,” said Kyle DeCicco, president and CEO of Sanibel Captiva Community Bank. “With the creation of our SBA lending team, we can meet the needs of more of our business customers to help them grow and sustain their local businesses in Southwest Florida.”

Lee Golden, senior vice president, director of business development and commercial loan officer, has been designated as the bank’s Small Business Administration lending specialist. In this role, Golden is responsible for assessing and evaluating the financial portrait of businesses to determine the best SBA loan product to meet the borrower’s needs.

Seven of the bank’s eight locations are now open. The Periwinkle Branch, 1019 Periwinkle Way, sustained considerable storm damage and is projected to reopen in early 2024. In Fort Myers, the bank’s McGregor Branch, 15975 McGregor Blvd., the staff is operating out of a temporary mobile banking unit due to major flood damage to the existing building.

Founded in 2003, and celebrating its 20th anniversary, Sanibel Captiva Community Bank has seven open locations throughout Lee County. A visual timeline of Sanibel Captiva Community Bank’s 20-year history is available at

The bank is nationally ranked in the top 2% best-performing community banks by S&P Global Market Intelligence out of more than 4,400 banks with assets under $1 billion. It is well-capitalized, with more than $729 million in total assets, and generates one of the highest returns on equity of all Florida banks. The bank employs more than 100 employees, and more than 60% are current shareholders.

Sanibel Captiva Community Bank’s team members provide customized individual and business banking services and specialize in residential and commercial lending. The bank offers free personal and business checking, deposit accounts with competitive interest rates, instant issue debit cards and a full array of digital banking products and services, including mobile banking apps, CardValet, online bill pay, Zelle®, Positive Pay and ACH Manager. To learn more, visit

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